debt

3 Smart Ways to Make Your Tax Return Work for You

February 11, 2019

Are you expecting a tax refund from your 2018 federal income taxes? NerdWallet’s new report anticipates that on average, individuals can expect to receive $1,861. Hmmm so what to do with that cash? The urge to buy a new flat screen TV with this ‘found’ money from a tax return, or splurge on a tropical…

5 tips to bring up a casual money chat with friends and family

October 11, 2018

Money is an emotional and intimate topic to broach with close friends and family. From a young age most of us were taught it was impolite to ask or discuss money with people because it’s such a personal topic. Given household consumer debt is on track to top $4 trillion by the end of 2018…

How can I raise my credit score?

October 4, 2018

Boosting your credit score is manageable.  First off, avoid lowering it further – stop doing these 3 things immediately: opening and closing accounts paying bills late only making minimum credit card payments* *Paying down a credit card balance should be a huge priority. The interest charges are bonkers – shovel as much money (as you…

Practical Steps to Reach Financial Literacy

July 3, 2018

Finances can be daunting, especially when many weren’t taught how to balance a checkbook, reconcile a bank statement, file a tax return, or create a budget— let-alone follow it. ls our educational system failing us in teaching financial literacy? For most people, financial education comes long after their formative high school and post-secondary school years….

Signup Now