April 11, 2019
Just the stats, please For many investors, it may seem like regulation crowdfunding has been around for years, but that’s not the case. It’s a relatively new industry in America, but has been active in the UK and Canada for years. The first year of regulation crowdfunding produced these stellar highlights (source): A 267% increase…
March 29, 2019
Thanks to regulation crowdfunding, it’s now legal for everyday Americans to invest in new and speculative ventures, without having to be considered an accredited investor. The numbers for 2018 regulation crowdfunding have been crunched, and it was a raging success both financially and socially. Jobs, jobs, jobs! Regulation Crowdfunding has on average, created 2.9 jobs…
February 21, 2019
Why is truCrowd a natural fit for everyday investors? truCrowd, Inc. is the operator of FINRA member equity crowdfunding portal truCrowd.com, which operates under Reg. CF (Regulation Crowdfunding (Title III of JOBS ACT)). Â With equity crowdfunding, everyday people can invest in those startups and development stage companies hoping to raise early stage capital and build…
December 27, 2018
Equity Crowdfunding in Review Equity crowdfunding occurs when people contribute money to a business in return for shares in that company. In America, a less inclusive version of this has historically been common practice amongst wealthy accredited investors, capable of investing several thousands of dollars, or more), in multiple business deals at one time. Â Being…
November 27, 2018
Lotteries: The invisible hand that built colonial America Lotteries and the lottery systems are actually more American than most people realize. In the 1700-1800s, lotteries were instrumental for government operations to facilitate the settlement of North America. In fact, Jamestown, America’s first British colony, relied on capital from rich investors, the 17th century equivalent of…
November 21, 2018
The JOBS Act was designed to offer companies of all sizes easier access to capital through Regulation crowdfunding (“Reg. CF”). Reg. CF allows private companies to sell securities such as equity, debt, membership units and convertible notes, directly to everyday investors. Prior to Regulation A+ of the JOBS Act, only accredited investors could provide startup capital,…
November 8, 2018
Each year, Americans spend more on lottery tickets than sports teams, books, movies, video games and music combined. Logically, we know that our chances of winning are microscopic (precisely 1 in 292 million), yet we roll the dice anyways. Human nature tells us that we’ve got a real shot at winning the lottery, but we…
October 4, 2018
Boosting your credit score is manageable. Â First off, avoid lowering it further – stop doing these 3 things immediately: opening and closing accounts paying bills late only making minimum credit card payments* *Paying down a credit card balance should be a huge priority. The interest charges are bonkers – shovel as much money (as you…
September 5, 2018
Ever wondered how you could check your credit score or why you should? Or why your employer takes money off your paycheck month for you. Let’s find out: What is a credit score and what do I need it for? Credit is really important to your overall financial literacy. It’s a three-digit number, based on…
August 29, 2018
At SoftBank, the world’s biggest tech investor, there’s currently a team of 200 scouts whose sole focus is to help identify potential AI acquisitions. With a market cap of $100 billion and a desire to pour  $1 billion in AI startups, SoftBank has pointed us in the direction of the future – artificial intelligence. SoftBank…
