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How Social Media Encourages Us to Overspend During the Holidays

January 16, 2019

Facebook, Instagram and Twitter were the most popular social media channels in America during 2018. These feeds are updated in real-time with the curated highlights of people’s seemingly ‘perfect’ lives. Our holiday feeds are filled with staged photos, super fun once-a-year activities, fancy cocktails, picture perfect gifts and more. In fact, social media users are…

Christmas Bills Have Arrived – You’ve Overspent. Now What?

January 11, 2019

If you’re suffering from a post-holiday spending hangover, take comfort in the fact that you’re not alone. The emotions of the season, the aggressive sales techniques, all coupled with the overall excitement of the holidays can make it feel like we must make a choice between having fun and staying on budget. Let yourself off…

Suffering From A Post-Holiday Spending Hangover? You’re Not Alone!

January 3, 2019

The leftovers have been consumed, the decorations are back in the basement and the gifts have been unwrapped. Now, the credit card bills will soon be arriving in the mail. 😬 Look out, the post holiday spending hangover is here. The pressure for perfection is real Don’t panic, you’re in good company. In fact, 45%…

Cheers to an Exciting 2018 in Equity Crowdfunding, with More to Come in 2019!

December 27, 2018

Equity Crowdfunding in Review Equity crowdfunding occurs when people contribute money to a business in return for shares in that company. In America, a less inclusive version of this has historically been common practice amongst wealthy accredited investors, capable of investing several thousands of dollars, or more), in multiple business deals at one time.  Being…

Business Ops & Healthcare: Artificial Intelligence (AI) Trends of 2018

December 18, 2018

Businesses hit their stride with artificial intelligence If organizations were asked if they’re using artificial intelligence, many would answer ‘no’ without a second thought. However, businesses are already using AI technology like chatbots and virtual assistants without even realizing it. AI helps to bridge the customer insight gap that’s crucial to a business’ long term…

Blockchain in 2018: A Year in Review (plus, CryptoKitties!)

December 12, 2018

Hats off, 2018 was a banner year for blockchain! 🥂 Smoother access to capital The financial sector has seen the majority of blockchain activity in 2018, in the form of payment and money transfers. These transactions tend to cost less, help to eliminate fraud and increase overall transparency. Charities and non-profits alike have been the…

Blockchain: What to Expect in 2019 and Beyond

December 5, 2018

2018 has been a banner year for blockchain and the momentum isn’t showing any signs of slowing down in 2019. Blockchain is similar to a public Google document a public ledger that tracks all changes. These transactions are viewable by all network users, traceable, and secure. This means that businesses can track and trace transactions,…

Two Investor Lessons from America’s Deep Lottery History

November 27, 2018

Lotteries: The invisible hand that built colonial America Lotteries and the lottery systems are actually more American than most people realize. In the 1700-1800s, lotteries were instrumental for government operations to facilitate the settlement of North America. In fact, Jamestown, America’s first British colony, relied on capital from rich investors, the 17th century equivalent of…

How Equity Crowdfunding is Disrupting Venture Capitalism

November 21, 2018

The JOBS Act was designed to offer companies of all sizes easier access to capital through Regulation crowdfunding (“Reg. CF”). Reg. CF allows private companies to sell securities such as equity, debt, membership units and convertible notes, directly to everyday investors. Prior to Regulation A+ of the JOBS Act, only accredited investors could provide startup capital,…

What is the Real Function of Money?

November 14, 2018

Most Americans think about it everyday. Sometimes even, several times a day. It passes easily through our hands. We strive for it; see it on TV and all around us, still yet, we can never seem to get enough of it. The irony of it oddly enough, given all the consideration and value we place…

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